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56 million people manage their finances online
, says LaTasa ; and the main reasons for this change towards technology is because it offers accessibility, personalization, and better prices and how easy it is to use .
According to
the Bank of Mexico ( Banxico ), these advantages in the use of online banking have resulted in a 64% increase in the number of users, compared to 2017.
In a statement released by the digital investment platform, LaTasa , they claim that among these advantages, accessibility is the most important service , as it only requires a smartphone and an internet connection to make inquiries or any transaction .
It says that online platforms also offer products that easily adapt to every person's needs , which has been a major concern during the technological development of these services.
An example of this is the credit platforms , as they evaluate different variables in order to offer a personalized rate that matches their finances.
The firm highlights that companies , by moving a large part of its operations t o digital platforms , have managed to reduce costs and become more competitive.
It stated that this feature has been largely used by investment platforms as the savings in fixed expenses have allowed offering a profit of over 15% per year.
In regard to this, it pointed out that the digitalization of documents and being able to send information through e-mail or other digital platforms saves a great amount of time on paperwork that used to take a very long time.
On the other hand, the Internet Association affirms that one of the main reasons for not using online banking is that people prefer going to the bank , followed by those who don't consider online transactions to be safe .
LaTasa's general director, Diego Paillés
, said that "t he technological element has always been at the core of our operations , it has motivated innovation and adaptation in the market".
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